​Banking Services

e-Transfer Limits

Sending:     

• No minimum transfer amount
• Maximum amount per transaction outgoing (send) $6,000
• Maximum amount per day outgoing (send) $20,000
• Maximum amount per 7 days outgoing (send) $20,000
• Maximum amount per 30 days outgoing (send) $40,000 

Receiving:     

• Maximum amount per transaction incoming (receive) $25,000
• Maximum amount per day incoming (receive) no limit
• Maximum amount per 7 days incoming (receive) no limit
• Maximum amount per 30 days incoming (receive) no limit 

International Transfer Limits

EKC limits international transfers to a $10 minimum and a $25,000 maximum. If a higher limit is required, please contact your branch. 

International Transfer FAQ 

How do I keep track of my transfer?
Your transfer will appear in your transaction history in online banking in real-time, plus, you’ll receive an email notification when the transfer has left your account and when it arrives at the recipient’s account.

When can I make international transfers?
Anytime, anywhere.

How long does the transfer take?
Quick next-day delivery in North America and up to two business days everywhere else (some exceptions apply).

How safe is my transfer?
Your transfer is protected with AES 256-bit encryption, automated identity verification, anti-money laundering procedures, automated online checks, advanced anti-fraud safeguards and insurance coverage – all through a FINTRAC-regulated entity.

What are the exchange rates?
With live pricing, you get the real exchange rate – every time. What are the fees? If the transfer is less than CAD $500, a $2.50 fee applies.

How do I know how much the recipient will receive?
With our guaranteed transfer amount, what is sent is what is received – there are no deductions ever. 

Fees and shipping

Foreign Exchange (Min. Order $50)

• If transaction is less than $250 Canadian equivalent, member fee is $15
• Transactions greater than or equal to $250 FREE 

Expedited Shipping

• $10 if transaction is under $2,000 Canadian equivalent regardless of dollar value

Currencies available (currency options may change):

• Australia Dollar (AUD)
• Brazil Real (BRL)
• China Yuan (CNY)
• Denmark Kroner (DKK)
• European Central Bank Euro (EUR)
• Hong Kong Dollar (HKD)
• Japan Yen (JPY)
• Mexico Peso (MXN)
• New Zealand Dollar (NZD)
• Norway Kronor (NOK)
• Singapore Dollar (SGD)
• South Africa Rand (ZAR)
• Sweden Kronor (SEK)
• Switzerland Franc (CHF)
• Taiwan Dollar (TWD)
• Thailand Baht (THB)
• United Kingdom Pound Sterling (GBP)
• Argentina Peso (ARS)
• Bahamas Dollar (BSD)
• Bahrain Dinar (BHD)
• Barbados Dollar (BBD)
• Belize Dollar (BZD)
• Bermuda Dollar (BMD)
• Bolivia Boliviano (BOB)
• Bulgaria New Leva (BGN)
• Cayman Islands Dollar (KYD)
• Chile Peso (CLP)
• Colombia Peso (COP)
• Costa Rica Colones (CRC)
• Croatia Kuna (HRK)
• Czech Republic Koruna (CZK)
• Dominican Republic Peso (DOP)
• Eastern Caribbean Dollar (XCD)
• Egypt Pound (EGP)
• Fiji Dollar (FJD)
• Guatemala Quetzal (GTQ)
• Honduras Lempira (HNL)
• Hungary Forint (HUF)
• Iceland Krona (ISK)
• India Rupee (INR)
• Indonesia Rupiah (IDR)
• Iraq Dinar (IQD)
• Israel Sheqalim (ILS)
• Jamaica Dollar (JMD)
• Jordan Dinar (JOD)
• Kenya Shillings (KES)
• Korea Won (KRW)
• Kuwait Dinar (KWD)
• Lebanon Livres (LBP)
• Lithuania Litai (LTL)
• Malaysia Ringgit (MYR)
• Morocco Dirham (MAD)
• Nepal Rupee (NPR)
• Nicaragua Cordoba (NIO)
• Northern Ireland Pound (NIP)
• Oman Rial (OMR)
• Pakistan Rupee (PKR)
• Paraguay Guarani (PYG)
• Peru New Sol (PEN)
• Philippines Piso (PHP)
• Poland Zloty (PLN)
• Qatar Riyal (QAR)
• Romania New Leu (RON)
• Russian Federation Ruble (RUB)
• Saudi Arabia Riyala (SAR)
• Scotland Pound (SCP)
• Seychelles Rupees (SCR)
• Tahiti Franc (XPF)
• Trinidad and Tobago Dollar (TTD)
• Tunisia Dinar (TND)
• Turkey Lira (TRY)
• Ukraine Hryvnia (UAH)
• United Arab Emirates Dirham (AED)
• Uruguay Peso (UYU)
• Venezuela Bolivar (VEF)
• Vietnam Dong (VND)