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​Business Savings Programs

​Grow your business faster with business savings options built to support you at every stage of growth.


Spring Savings Rates

  12 Month 
Cashable after 90 days with no penalty  
12 Month 
Auto renews into a 1 year term at maturity 
24 Month 
Auto renews into a 2 year term at maturity 
60 Month 
20% of original balance redeemable on anniversary with no penalty 
  Redeemable Non-Redeemable Non-Redeemable Non-Redeemable
$500 3.20% 4.80% 4.40% 4.15%
$25,000 3.35% 4.90% 4.45% 4.20%
$100,000 3.50% 4.90% 4.50% 4.25%

Lock in Your Rate Today >

*Please note that all rates and promotional offers are subject to change without prior notice. Our credit union reserves the right to modify or end any rates and promotions at any time based on market conditions or other factors. We encourage our members to check our website regularly or contact us directly for the most current rate information.

Community Bond


The Community Bond is our flagship savings product. It’s a secure investment with numerous benefits! 

Available in January and September offering very competitive rates.

  • Great Rates! - GIC, RRSP, RRIF, TFSA and RESP eligible
  • We Keep it Local - Money invested goes back to our community in the form of loans and mortgages
  • Flexible - Some bonds are redeemable allowing you access to your money if an opportunity or emergency arises
  • Health/Job Interruption Feature - No penalty if you need to redeem your investment for medical emergencies or job interruption (the entire investment must be redeemed, and it can usually be done the same day)
  • Depositors are 100% protected* by CUDIC 

Term Deposits


There's nothing more satisfying than watching your business savings grow in a secure investment. We offer a full range of Term Deposits, from short to long term, at highly competitive rates.

Key Features
  • Terms from 30 days to five years with interest rates guaranteed for the length of the term
  • Interest paid annually or at maturity and automatically credited to the account of choice
  • Redemption prior to 30 days – no interest paid. After 30 days – 2.25% penalty to a minimum rate paid on the deposit of 0%

Index-Linked Term Deposit


The index-linked term deposit is an ideal option for you if you want to potentially earn greater returns from the stock market without risking your principal investment.

Key Features
  • Principal investment is guaranteed
  • RRSP, non-registered and TFSA eligible
  • 3 and 5-year terms (non-redeemable)
  • $1,000 minimum investment
  • No fees and commissions
  • 100% protected* by CUDIC

Mutual Funds*


Benefit from holistic mutual fund advice to support your business goals.

Key Features
  • Personalized support based on your business goals, tolerance for investment risk and time frame
  • Clear guidance on the implications of the strategies and solutions recommended
  • Steady contact via email, mail or phone and regular in-person meetings to review your plan and portfolio
  • Holistic advice, always putting your business’ best interests first. 



Pay yourself first and accumulate more business savings! Our Accumulator makes it easy for you to save for any business goal.

Key Features
  • Earn a better rate of interest than a savings account, compounded and paid annually**
  • Monthly, semi-monthly, bi-weekly, or weekly payments automatically debited from your account (minimum $50.00 per month required)
  • Choose from a 1 to 5-year term, accumulating with an initial deposit or simply save as you go! You decide.
  • 100% protected* by CUDIC 

​Invest for your business however suits you best

Whether you prefer your business investments to be automated, self-managed or guided by experts, we have access to the solutions and services to support you.


​Protect your business against the unexpected with an insurance policy tailored to its needs.

​Take a look at our current, competitive interest rates for our investment solutions. 


Helpful resources

​Writing a business plan ​
Learn how to create your roadmap to business success.


Comparing cards ​
Debit vs credit – how to maximize the benefits of both.


Foiling identity theft ​
​Learn strategies to protect your sensitive information online.


Check out our Learning Centre

​Get helpful tips, free resources and more!
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*Mutual funds are offered through Qtrade Asset Management (a tradename of Credential Asset Management Inc). Mutual funds and other securities are offered through Qtrade Advisor, a division of Credential Qtrade Securities Inc. Unless otherwise stated, mutual fund securities and cash balances are not covered by the Canada Deposit Insurance Corporation or by any other government deposit insurer that insures deposits in credit unions.

​*B.C. Credit Union Deposits are 100% guaranteed by the Credit Union Deposit Insurance Corporation of British Columbia. 
**The periodic payment term is one (1) year only and expires prior to the first anniversary date of the Accumulator. No interest is payable if the Accumulator is redeemed prior to it reaching its full certificate value. If redeemed after the Accumulator reaches its full certificate value, it is then redeemable with the posted penalty rate at time of purchase. 
Mutual funds are offered through Qtrade Asset Management (a tradename of Credential Asset Management Inc)