|Balance||12 Month Redeemable||12 Month Non-Redeemable||24 Month Non-Redeemable||60 Month Non-Redeemable|
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*The periodic payment term is one (1) year only, and expires prior to the first anniversary date of the Accumulator. No interest is payable if the Accumulator is redeemed prior to it reaching its full certificate value. If redeemed after the Accumulator reaches its full certificate value, it is then redeemable with the posted penalty rate at time of purchase.
**B.C. Credit Union Deposits are 100% guaranteed by the Credit Union Deposit Insurance Corporation of British Columbia.