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Saving & Investing


5 Tips to Become a More Disciplined Saver

If you struggle with saving money, here are five simple tips to become a more disciplined saver.

Your Guide to Retirement

Why you should start saving now.

EKC Accumulator

Pay yourself first and accumulate your wealth! EKC'S ACCUMULATOR can help you save money.

4 Steps to Saving for Your Wedding

Planning a wedding is fun, but it takes time, effort, patience – and money. Here's how to save for a wedding and pull off the event of your dreams.

Strategy to save for short-term goals

New car, kitchen renovation or family vacation on the horizon? Learn the best way to save for them.

What’s stopping you from saving?

Saving is as important to your long-term financial wellness as exercise is to your physical health. So why do so many of us find it hard to save?

​Emergency Fund Boot Camp

​Having an emergency fund means having one less thing to worry about when the unexpected happens. If you find yourself in a situation like a medical emergency, an out-of-the-blue home repair or losing a job, you don’t want to be worrying about how you’re going to manage expenses or about going into debt to cover costs. An emergency fund will let you focus on getting your life back to normal.

​Understanding Investments

Investing can seem like a very risky, complex and fast-moving process. With endless combinations of investment vehicles to choose from, it can be difficult to take your first step as an investor — especially with the knowledge that some investments carry the risk of losing some or all of your money. So why bother?

​Compound Interest 101

In case you haven’t heard, compound interest is the best. You may remember it as an equation you had to memorize for math class, but it’s so much more than that. It’s the concept that powers all sorts of savings and investment products and, over time, allows you to turn your money into, well, more money! 

​Saving for Retirement

Saving for retirement poses some unique challenges: How are you supposed to prioritize retirement savings against the long list of more immediate goals? How are you supposed to find the motivation to prepare for something that’s decades away? How can you quantify the amount you will need to save when you have no idea what your future will look like? The good news is that you can boost your retirement savings by practising the same good money habits that apply to smaller savings goals. 

​Trends in the Stock Market

The bull and the bear are the unofficial mascots of stock markets around the world and are used to describe MARKET TRENDS. Market trends are the upward (BULL) and downward (BEAR) patterns of the stock market over a period of time. 

​Saving Strategy: Pay Yourself First

Paying yourself first is an effective savings strategy because it takes willpower right out of the equation. Rather than struggling to increase your self-control, you simply reduce your need to put it in action.

​How to Save on Groceries

Picture this scenario: you’re steering your shopping cart through the sliding doors of the supermarket, shopping list in hand. As you walk the aisles, there’s a strategy you can use to save an average of 33% on your entire purchase. It doesn’t require any coupon cutting or signing up for rewards cards. And the best part? You still get every single item on your list. The secret? Buying private-label products instead of brand-name products.

​Compound Interest - The Rule of 72

While interest rates may be low, you do have options. Start early, invest wisely and give yourself the time you need to reach your goals. And remember, you aren’t alone. Seek advice from a financial planner or stop by your friendly neighbourhood credit union branch to sit down and talk with a professional about your options. 

​How to Save on Tuition

Successful scholarship applications take considerable time and effort. Although there’s no shortcut to a quality application, there are steps you can take to make your efforts as rewarding as possible. 

Saving with New Skills

Learning a new skill has many potential benefits. It can entertain you, it can save you money, it can boost your self-confidence, and it can unlock new opportunities at school and at work. You might even be able to pick up a side gig.