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Chequing Accounts

From accounts with low monthly fees, to accounts with unlimited transactions, we’ve got a chequing account that’s right for you!

 

What type of chequing account do you need?

 

MasterPlan

Overview

Are you busy and need an account that can keep pace with you, without spending too much? Try MasterPlan.

Key Features
  • $11 monthly fee – waived if min. monthly balance >$3,000
  • 30 basic* or electronic** transactions included
  • FREE e-Transfers
  • FREE unlimited telephone & online banking
  • FREE basic cheque order
  • Overdraft available OAC

PlanPlus

Overview

Our plan for more active members includes all of the features of the MasterPlan account but has unlimited basic* transactions for $15 a month.

Key Features
  • $15 monthly fee – waived if min. monthly balance >$4,000
  • Unlimited basic* or electronic** transactions
  • FREE e-Transfers
  • FREE unlimited telephone & online banking
  • FREE basic cheque order
  • Overdraft available OAC

ElectroLink

Overview

For members who prefer self-service transactions, the ElectroLink account provides an inexpensive alternative.

KEY FEATURES
  • $5 monthly fee – waived if min. monthly balance >$3,000
  • 50 electronic** transactions included
  • FREE e-Transfers
  • 3 FREE cheques, deposits, withdrawals or transfers in-branch per month
  • FREE unlimited telephone & online banking
  • Overdraft available OAC
 

iGrow

Overview

The ‘must have’ account for ages 18 and under. From your first piggy-bank to your first job, the iGROW account grows with you to give you what you need when you are ready for it.

Key Features
  • No monthly fee
  • 50 basic* or electronic** transactions included
  • FREE e-Transfers
  • FREE unlimited telephone & online banking

iLearn

Overview

The ‘must have’ account for students receiving postsecondary education with NO monthly fee! You can bank online or on your phone. Apply for your own ATM or Cash Back Mastercard® OAC.

Key Features
  • No monthly fee
  • 50 basic* or electronic** transactions included
  • FREE e-Transfers
  • FREE unlimited telephone banking & online banking 
  • 4 FREE Interac ATM withdrawals
  • FREE basic cheque order
  • FREE official cheques for education-related costs
  • Overdraft available OAC
  • Proof of enrollment required annually

iPlan

Overview

A student line of credit (LOC) designed for you. It allows you access to your money and the flexibility to take out and pay back portions of your LOC whenever you want. 

Attention all students — we strongly advise that you first check out options for federal and provincial student loans.

Key Features
  • No monthly fee
  • Interest rate at EKC Prime
  • Interest-only payments for the entire time you’re in school or trade time – maximum 5 years
  • 6-month grace period after graduation before you are required to repay with a term loan
  • Maximum amortization time of 7 years
  • Maximum loan amount is $5,000 a semester, overall maximum is $40,000
  • Co-signer may be required
  • No age limitation
  • Cheque images returned
 

Golden (60+)

Overview

Includes Golden Chequing, Golden MasterPlan, Golden MAXIMIZER, and Golden SuperSaver. Exclusively for members 60 years of age or better.

Key Features
  • No monthly fee
  • 40 basic* or electronic** transactions included
  • FREE bill payment in-branch
  • FREE basic cheque order
  • FREE official cheques
  • FREE unlimited telephone banking & online banking
  • FREE e-Transfers
  • 50% safety deposit box discount
  • Overdraft available OAC
 

U.S. Chequing

Overview

Our U.S. Personal Chequing account offers access to U.S. dollars without the extra cost and hassle associated with currency exchange with the added convenience of writing U.S. cheques.

Key Features
  • No monthly fee
  • FREE teller deposits
  • FREE direct deposits
  • $1.00 withdrawals, cheques, transfers in-branch
  • FREE monthly e-statements

​For more information on other service fees, take a look at our Other Service Fees Brochure

* Basic transactions include: withdrawals, cheques, transfers
** Electronic transactions include: StellerVista ATM, OTHER Canadian C.U. ATMs, Direct payment (POS), auto debits, transfers (ATM and online banking) 

 

​Need help?

Our team will be happy to help you find the right chequing account for your daily banking needs. 

Feel free to contact our Member Solutions Centre (MSC) for support.

Call: 1.866.960.6666

Email: msc@ekccu.com

 

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